Companies, SPVs and Incorporation

When a limited company helps, and when it costs you more

Putting property into a limited company is the most common piece of advice in property circles, usually offered without any knowledge of your figures. This book explains when a company genuinely helps and when it costs you more. It covers what a company is in law as a separate legal person, what a special purpose vehicle is and why lenders care, and how company ownership changes who you ask for permission without changing what the property itself requires. You will see the contracts and records a company needs, and the duties, filings and liabilities you take on as a director. The central chapter explains the tax treatment that is very nearly the whole reason to hold property in a company, and it is straight about the common cases where incorporating is a mistake. A checklist for running a company correctly follows, and the final chapter explains why treating a personal, numbers-driven decision as a general rule is so costly. Next in this series: “Structuring for Growth and Exit”.

What’s inside

• The legal framework in plain English
• Permissions, licensing and planning
• The contracts, and what must be inside them
• Insurance, safety and your legal duties
• Tax treatment and choosing a structure
• Your compliance checklist
• Getting this wrong: what it actually costs

Educational material only, not financial, legal or tax advice. Results are not typical and are not a guarantee of income. Freedom Property Academy LTD, registered in England and Wales.