Does This Deal Stack?

Guaranteed rent, room income, bills and the margin that makes it worth doing

In rent-to-rent you pay an owner a fixed rent every month whether or not you are making money, then let the property at a higher total income, by the room in an HMO or by the night as serviced accommodation. The margin between the two, after every cost, is the whole point, and this book teaches you to test whether it is real. It explains the few numbers that matter, why you cannot rely on figures from the owner or a sourcer, and where to find reliable local data for free. You will learn to build honest income with a proper occupancy allowance, then the full cost stack, where profit quietly disappears month after month. The deal is stress-tested for a bad month, voids and a rate rise, and you will find its break-even occupancy. A complete worked example follows one realistic deal, and the final chapter reduces the method to a calculator and names the legal questions it cannot answer. Next in this series: “The Rent-to-Rent Agreement”.

What’s inside

• The only numbers that actually matter
• Where to find reliable local data for free
• Working out true income, not optimistic income
• The full cost stack nobody mentions
• Stress-testing for the bad month, the void, the rate rise
• A complete worked example, start to finish
• Your deal calculator, and the legal questions it cannot answer

Educational material only, not financial, legal or tax advice. Results are not typical and are not a guarantee of income. Freedom Property Academy LTD, registered in England and Wales.