HMO Licensing, Article 4 and Fire Safety Without the Fear

Every permission and standard you need, and how to get them

The third HMO book covers the law that decides whether you are running a legitimate business. It starts with what an HMO is in law, because that definition switches every other duty on, then explains licensing, minimum room sizes and amenity standards, and how planning and Article 4 directions can decide whether a house may be used as an HMO at all, so you check before you make an offer. You will see what your agreements with occupiers must contain and how the safety regime works in practice: fire safety, gas, electrics, energy standards, management duties and insurance. A chapter on tax explains how HMO income is treated and how to choose a structure. Everything is then reduced to a working compliance checklist, and the final chapter sets out what getting it wrong costs, so you read the consequences already knowing how to avoid each one. Next in this series: “The Ten-Room Operator”.

What’s inside

• The legal framework in plain English
• Permissions, licensing and planning
• The contracts, and what must be inside them
• Insurance, safety and your legal duties
• Tax treatment and choosing a structure
• Your compliance checklist
• Getting this wrong: what it actually costs

Educational material only, not financial, legal or tax advice. Results are not typical and are not a guarantee of income. Freedom Property Academy LTD, registered in England and Wales.