Portfolio Due Diligence

Tenancies, arrears, compliance debt and what you inherit

Due diligence is where a portfolio purchase is won or lost, and this book shows you how to check a deal property by property and tenancy by tenancy before you are bound. It explains the legal framework you step into, then why licensing is the liability that catches most buyers, invisible until you look and expensive when missed. You will learn to read the tenancy agreements that make up the bundle you are buying, and to check the safety obligations that pass to you the instant you complete. The tax chapter explains how the way you buy, and the vehicle you buy into, shapes your returns, and why unwinding the wrong structure later can itself trigger tax. A detailed checklist covers every tenancy, every property and the transaction as a whole, and the final chapter puts numbers on the cost of inherited liability, from arrears to compliance debt. Next in this series: “Absorbing a Portfolio Without Breaking”.

What’s inside

• The legal framework in plain English
• Permissions, licensing and planning
• The contracts, and what must be inside them
• Insurance, safety and your legal duties
• Tax treatment and choosing a structure
• Your compliance checklist
• Getting this wrong, and what it actually costs

Educational material only, not financial, legal or tax advice. Results are not typical and are not a guarantee of income. Freedom Property Academy LTD, registered in England and Wales.