The EDC Numbers

Deposit, monthly payments, completion price and your true cost of control

A delayed completion deal lives or dies on its numbers, and this book gives you the method to appraise one properly. It picks out the handful of figures that decide a deal, including the deposit, the monthly payments to the seller, the completion price and your true cost of control, and shows where to find reliable local data for nothing rather than relying on the seller's opinion. You will learn why treating the gap between rent in and payment out as profit is the most common mistake, and how to build honest income and the full cost stack instead. The deal is stress-tested against a bad month, an empty month and a higher interest rate. A complete worked example follows one deal from first conversation to completion, and the final chapter reduces the method to a quick appraisal sequence and names the legal questions it cannot answer. Next in this series: “EDC Contracts and Risk”.

What’s inside

• The only numbers that actually matter
• Where to find reliable local data for free
• Working out true income, not optimistic income
• The full cost stack nobody mentions
• Stress-testing for the bad month, the void and the rate rise
• A complete worked example, start to finish
• Your deal calculator, and the legal questions it cannot answer

Educational material only, not financial, legal or tax advice. Results are not typical and are not a guarantee of income. Freedom Property Academy LTD, registered in England and Wales.