The True Cost of Floating Property

Mooring fees, licences, surveys and depreciation

This book teaches you to look at a specific boat and its mooring together and work out honestly whether the numbers make sense before you part with a penny. It explains why the mooring is both a cost and an asset, and the comparison that keeps you honest. You will learn where to find free data on boat prices, mooring values, income and running costs, and how to build income from the bottom up, counting only what you are permitted to earn and respecting occupancy and seasonality for short stays. The cost chapter sets out recurring annual costs, periodic costs that arrive in lumps, depreciation and the costs that are easy to forget. The deal is stress-tested for a long void, a rate rise, a big-ticket repair, loss of the mooring and fee or rule changes. A complete worked example runs from the capital deployed to the lifestyle lens, and the final chapter gives you a calculator and the legal questions it cannot answer. Next in this series: “Moorings, Licences and Tenure”.

What’s inside

• The only numbers that actually matter
• Where to find reliable local data for free
• Working out true income, not optimistic income
• The full cost stack nobody mentions
• Stress-testing for the bad month, the void and the rate rise
• A complete worked example, start to finish
• Your deal calculator, and the legal questions it cannot answer

Educational material only, not financial, legal or tax advice. Results are not typical and are not a guarantee of income. Freedom Property Academy LTD, registered in England and Wales.