What Providers Actually Pay

Lease length, rent level, repairs liability and your real return

A social housing lease is often judged on a single monthly figure, and this book shows why that is not enough. It teaches you to work out what a provider will really pay you over the life of the lease, what the arrangement will really cost you and what you will genuinely keep, so you can judge any offer honestly before signing a lease that may bind you for five years or more. It explains the numbers that matter, including lease length, rent level and repairs liability, and where to find market rents and local benchmarks for free. The cost chapter sets out the distinctive shape of this strategy's cost stack, and the deal is stress-tested for a bad month, a void and a rate rise. A complete worked example follows one deal from purchase to net return, and the final chapter turns the method into a calculator and names the legal questions it cannot answer. Next in this series: “Provider Agreements and Standards”.

What’s inside

• The only numbers that actually matter
• Where to find reliable local data for free
• Working out true income, not optimistic income
• The full cost stack nobody mentions
• Stress-testing for the bad month, the void, the rate rise
• A complete worked example, start to finish
• Your deal calculator, and the legal questions it cannot answer

Educational material only, not financial, legal or tax advice. Results are not typical and are not a guarantee of income. Freedom Property Academy LTD, registered in England and Wales.